While I was walking down Ditmars Avenue, today in Astoria, Queens, someone yelled out of the passenger seat of a pick-up truck (looked like a group of construction workers) the word "fag." Since I was the only one around it had to have been directed at me.
The only thing I could think of saying in response was "Why don't you come and say that to my dick!"
I said this as the light turned green and they drove off, but I know they heard it and I saw the look on the guy's face. He was surprised I said something.